ENCORE MORTGAGE COMPANY
Corporate OfficeNine Greenway Plaza Ste. 1000Houston, TX 77046713-914-5600
Tanglewood Office6330 San FelipeHouston, TX 77057 713-334-6013
The Woodlands Office9595 Six Pines DriveSuite 1500The Woodlands, TX 77380 281-298-2150
Naples, FL Office10600 Tamiami Trail North Naples, FL 34108 239-591-3613
Call 713-914-5600 and ask for any of our experienced loan officers for a rate quote.
Encore Mortgage Company offers a variety of loan programs and competitive pricing to meet your individual needs. Because we are a portfolio lender, we are able to offer unique products. This also allows us to close your loan quickly with as little hassle as possible.
Our experienced staff can assist the experienced homebuyer choose the mortgage product that best achieves their individual goals. From stated income loans to interest only loans, we can assist individual business owners and professionals in structuring a loan that is easy for them.
We also take pride in assisting the first time homebuyer. We offer 100% financing for new homebuyers with good credit on both 15 and 30 year products.
Because we are a division of Encore Bank, we can help you finance the home you want to build from lot purchase through completion. We offer lot loans, construction loans, and permanent loans all at competitive rates.
Our home equity product line is second to none. If you are looking for a home equity loan or home equity line of credit look no further than us.
Listed below is a sampling of our product line.
Interest rate fixed for thirty years. Available for both conforming and jumbo loan amounts.
Interest rate fixed for fifteen years. Available for both conforming and jumbo loan amounts.
Interest rate is fixed for the first three years of the loan. After the thirty sixth month, loan becomes a one year adjustable rate mortgage. This product available with T-bill or Libor based index. Caps and margins apply. Available for conforming or jumbo loan amounts.
Interest rate is fixed for the first five years of the loan. After the sixtieth month, loan becomes a one year adjustable rate mortgage. This product available with T-bill or Libor based index. Caps and margins apply. Available for conforming or jumbo loan amounts.
Interest rate is fixed for the first seven years of the loan. After the eighty fourth month, loan becomes a one year adjustable rate mortgage. This product available with T-bill or Libor based index. Caps and margins apply. Available for conforming or jumbo loan amounts.
Interest rate is fixed for the first ten years of the loan. After the one hundred twentieth month, loan becomes a one year adjustable rate mortgage. This product available with T-bill or Libor based index. Caps and margins apply. Available for conforming or jumbo loan amounts.
We offer an interest only payment option on most ARM products listed above. This feature allows the borrower to pay only the interest due during the fixed rate period of the loan.
We offer loans for many different types of condominium projects. Warrantable condos (occupancy rates above 60%). Non-warrantable condos (occupancy rates below 60%). Hi-rise condos.
If you are looking to build a new home, this product combines the construction loan and mortgage loan into one product. Permanent loan can be a fixed rate or adjustable rate loan. Offered for both conforming and jumbo loan amounts.
If you are looking to purchase a new lot but not ready to build, this is the product for you. We can loan up to 90% loan to value on your lot purchase.
Purchasing an investment property? We offer mortgage loans on one to four unit residential properties purchased as an investment property.
If you want to borrow against the equity in your home, we offer very competitive HELOC's and home equity loans at our local offices. We do not originate these products through our internet website. Please call your local loan officer for details.
Encore Mortgage Company - Ph: 713-914-5600